Finance
Trade line
A trade line is a credit account recorded on a business credit report, such as a supplier account with payment terms or a business credit card. Only accounts that report to a commercial bureau contribute to a company's credit profile.
In plain terms: An account on your business credit report. Only reported accounts count.
Why it matters
The reason paying a supplier reliably for two years can build nothing: if they do not report, no bureau ever sees it. Ask whether a vendor reports before opening the account, not after.
Read the full guideBusiness credit and funding